Swap-Free Forex Brokers 2026
Swap-free trading is offered by XM (Islamic option on all accounts), Exness (most popular assets; T&Cs apply), Vantage, HFM, XS.com, BigBoss, FXGT, AXIORY, Axi and easyMarkets; Titan FX doesn't offer it. XM Global's Islamic option is among the broadest, covering every account type. Swap-free accounts may charge other holding fees instead, so read the conditions before holding positions for long.
Comparison table
| Broker | Platforms | Visit broker | |||
|---|---|---|---|---|---|
 XMFeatured | 4.9/5Editorial rating | ✓ | 1,000:1 | MT4 / MT5 / XM App | Visit |
 Vantage | 4.3/5 | ✓ | Unlimited | MT4 / MT5 / Vantage App | Visit |
 Exness | 4.2/5 | ✓ | 2,000:1 | MT4 / MT5 / Exness Terminal / Exness Trade app | Visit |
 HFM | 4.1/5 | ✓ | 2,000:1 | MT4 / MT5 / HFM App | Visit |
 XS.com | 4.1/5 | ✓ | 2,000:1 | MT4 / MT5 / XS Trading App | Visit |
 FXGT | 4.1/5 | ✓ | 5,000:1 | MT4 / MT5 / FXGT App / FXGT Trader | Visit |
 easyMarkets | 3.7/5 | ✓ | 2,000:1 | easyMarkets Web/App / MT4 / MT5 / TradingView | Visit |
 Axi | 3.5/5 | ✓ | 1,000:1 | MT4 / MT5 / Axi app | Visit |
 EBC Financial | 3.5/5 | ✓ | 500:1 | MT4 / MT5 / EBC app | Visit |
 AXIORY | 3.4/5 | ✓ | 2,000:1 | MT4 / MT5 / cTrader | Visit |
 BigBoss | 3.2/5 | ✓ | 2,222:1 | MT4 / MT5 | Visit |
Max leverage is the highest account tier and varies by country, account and equity.
Facts checked 4 November 2026
How to read the table
The table lists every broker we cover that offers swap-free trading: XM, Exness, Vantage, HFM, XS.com, BigBoss, FXGT, AXIORY, Axi and easyMarkets. Titan FX doesn’t offer it. The scope differs:
| Broker | Scope |
|---|---|
| XM |
Islamic (swap-free) option on all accounts |
| Exness |
Swap-free on most popular assets; automatic for clients registered in some countries; T&Cs apply |
| Vantage |
Swap-free variants of its accounts |
| HFM |
Islamic versions of its accounts |
| XS.com |
Dedicated swap-free accounts |
| FXGT |
Swap-free supported |
| easyMarkets |
Islamic versions of Standard and Premium, on request |
Watch-outs
- Scope: some brokers limit swap-free to certain instruments or accounts. Check your pair or gold is covered.
- Replacement fees: an admin or holding fee may apply instead.
- Time limits: some revert to normal swaps after a set number of days.
- Carry strategies: swap-free removes positive swaps, so it doesn’t suit carry trades.
Swap basics are in our swap guide.
How much swaps can cost
As an illustration, a position charged -$8 per lot per night costs $56 over a trading week, because most brokers apply three nights’ swap on Wednesday to cover the weekend. Over a month that’s roughly $240 per lot, which is why long-term holders look at swap-free options. Our swap calculator works it out for your pair and size.
Islamic accounts
For how swap-free accounts replace swap (admin fees, wider spreads, instrument limits) and who can open one, see our guide to Islamic (swap-free) accounts.
Notes by broker
- XM: negative balance protection, $5 minimum. → XM account types
- FXGT: five accounts, up to 5,000:1 on Optimus. → FXGT account types
- XS.com: Cent through Elite accounts; XS Ltd, Seychelles FSA SD089. → XS.com review
- Exness: over 98% of withdrawals processed automatically. → Exness review
Holding crypto CFDs for weeks? Swap-free matters more there — see crypto brokers.
Compare by need
Frequently asked questions
What does swap-free mean?
No overnight financing (swap) is charged or paid when you hold a position past the daily rollover.
Do I lose positive swaps too?
Usually yes: swap-free removes both credits and debits.
How much would swaps cost me otherwise?
It depends on the pair, size and days held. Try the [swap calculator](/en/tools/swap-calculator/).
Who are swap-free accounts for?
Mainly traders who can't pay or receive interest for religious reasons, and those holding positions for long periods where negative swaps add up. Brokers may restrict them to certain countries or instruments and can charge a fixed holding fee instead.