- Max leverage
- 2,000:1
- Min deposit
- Standard from about $10
- Bonus
- None
Exness vs XS.com: Which Broker Is Better?
Short answer
Both offer 2000:1, cent accounts, swap-free trading, negative balance protection and fast withdrawals. Pick XS.com for dynamic leverage with no minimum deposit, raw EUR/USD from about 0.1 pips and withdrawals typically processed within 24 hours, weekends included. Pick Exness for the lower spread-only cost (about 0.8 pips against 1.1) and unlimited leverage on small balances.
- Max leverage
- 2,000:1
- Min deposit
- No minimum
- Bonus
- None
Comparison table
| Feature |  Exness |  XS.com |
|---|---|---|
| Max leverage | 2,000:1 | 2,000:1 |
| Min deposit | Standard from about $10 | No minimum |
| Bonus | None | No deposit bonus listed |
| Account types | 5 types | 5 types |
| Platforms | MT4 / MT5 / Exness Terminal / Exness Trade app | MT4 / MT5 / XS Trading App |
| Licence | FSA Seychelles SD025, CBCS Curaçao, FSC BVI, FSC Belize, F… | FSA Seychelles SD089 |
| Bonus offered | ✗ | ✗ |
| No-deposit bonus | None | None |
| Deposit bonus | None | None |
| Negative balance protection | ✓ | ✓ |
| Stop-out level | 0% | 20% |
| USD/JPY spread | 1 pips | 1.3 pips |
| EUR/USD spread | 0.8 pips | 1.1 pips |
| EUR/USD spread (low-spread account, no commission) | 0.6 pips | 0.7 pips |
| Gold spread | 16 pips | 20 pips |
| USD/JPY spread (raw account) | 0.1 pips | 0.2 pips |
| EUR/USD spread (raw account) | 0.2 pips | 0.1 pips |
| Commission (per lot, round turn) | 7 | 6 |
| Withdrawal time | Over 98% of withdrawals processed automatically | Typically processed within 24 hours, including weekends |
| Deposit & withdrawal methods | Cards | Bank transfer, Visa/Mastercard, Skrill, Neteller and local… |
| ECN account | ✓ | ✓ |
| Cent account | ✓ | ✓ |
| Scalping allowed | ✓ | ✓ |
| EAs allowed | ✓ | ✓ |
| Copy trading | ✓ | ✓ |
| Swap-free | ✓ | ✓ |
| Crypto CFDs | ✓ | ✓ |
| Stock CFDs | ✓ | ✓ |
| Local-language support | ✓ | ✓ |
| Rebates and loyalty | Exness Rewards | XS Trading Miles: miles from trading, redeemable for cash |
The short answer
This is a close one. Both brokers offer cent accounts, swap-free trading, negative balance protection and quick withdrawals. Exness is a little cheaper on its spread-only account and more generous with leverage on small balances; XS.com has the tighter raw pricing and a loyalty scheme instead of a bonus.
1. Accounts and leverage
| Item | Exness |
XS.com |
|---|---|---|
| Accounts | Standard, Standard Cent, Pro, Raw Spread, Zero | Cent, Micro, Standard, Pro, Elite |
| Maximum leverage | 2000:1; unlimited on equity under $5,000 | 2000:1, dynamic by equity and lot size |
| Minimum deposit | None on Standard; $200 on Pro accounts | None on the 1000:1 accounts |
| Stop-out | 0% | 20% |
| Swap-free | Yes | Yes |
See cent accounts.
2. Costs
EUR/USD averages about 0.8 pips on Exness Standard and 1.1 pips on XS Standard. On the raw accounts, XS Elite quotes about 0.1 pips plus $6 round trip and Exness Raw Spread about 0.2 pips plus $7. Gold averages about $0.16 at Exness and $0.20 at XS. Typical figures, not official averages. Spreads compared.
3. Protection and withdrawals
Both apply negative balance protection. Exness says over 98% of withdrawals are processed automatically, varying by method. XS.com says withdrawals are typically processed within 24 hours, including weekends, with no XS fee.
4. Licence
XS.com: XS Ltd, Seychelles FSA SD089, operates www.xs.com; the group adds ASIC, CySEC, FSCA, LFSA, FSC Mauritius and the UAE CMA for other regions. Exness: Seychelles FSA SD025, Curaçao CBCS, BVI FSC, Belize FSC, Mauritius FSC. The licence that covers you depends on the company in your client agreement. Offshore licences offer limited protection compared with EU, UK or Australian regulation. Licence guide.
Verdict
- Raw-account trader or weekend withdrawer: XS.com
- Spread-only trader or small balance wanting maximum leverage: Exness
- Beginner wanting a cent account or swap-free trading: either
Frequently asked questions
Which has higher leverage?
Exness, for small accounts: unlimited on equity under $5,000 after 10 closed orders totalling 5 lots, otherwise 2000:1. XS.com uses dynamic leverage up to 2000:1 on FX majors, minors and gold at low equity or lot size.
Which has negative balance protection?
Both. Exness states it on its site, and XS.com's help centre says your account can't go negative.
Which is better regulated?
Both are offshore for international clients. www.xs.com is operated by XS Ltd under a Seychelles FSA licence (SD089); the XS group also holds ASIC, CySEC and other licences for other regions. Exness's group companies are licensed by the Seychelles FSA (SD025) and regulators in Curaçao, the BVI, Belize and Mauritius.
