XS.com's main accounts are Standard (no minimum, average EUR/USD spread 1.1, no commission), Cent and Micro (no minimum, MT5, small lot sizes), Pro ($500, average 0.7, no commission) and Elite ($500, average 0.1 plus $6 round-turn commission). VIP needs $100,000, and there are Copy Standard and Copy Pro accounts. All have dynamic leverage up to 2,000:1.
The accounts
From XS’s account pages:
| Standard | Cent | Micro | Pro | Elite | |
|---|---|---|---|---|---|
| Minimum deposit | None | None | None | $500 | $500 |
| Platforms | MT4, MT5 | MT5 | MT5 | MT4, MT5 | MT4, MT5 |
| Average EUR/USD spread | 1.1 | 1.1 | 1.1 | 0.7 | 0.1 |
| Commission | None | None | None | None | $6 round turn, charged at opening |
| Base currency | USD, EUR, JPY | USC (US cents) | USD | Not stated | Not stated |
| Contract / min volume | 100,000 / 0.01 lot | Cent lot / 0.01 | 1,000 units / 0.1 | — | — |
| Instruments | FX, metals, crypto, energies, indices (MT5 adds futures, shares) | FX, metals | FX, metals, energy, indices | FX, metals, crypto, energy, indices, futures, shares | Same as Pro except shares |
| Max leverage | 1:2000 (dynamic) | 1:2000 | 1:2000 | 1:2000 | 1:2000 |
| Margin call / stop-out | 40% / 20% | 40% / 10% | 40% / 10% | — | — |
| Swap-free option | Yes | Yes | Yes | — | — |
VIP needs $100,000 (MT5, raw spreads with commission). Copy Standard (average 1.1) and Copy Pro (average 0.7) are MT5 accounts for copy trading, limited to FX, gold and silver. Each type allows up to 10 accounts.
These averages are XS’s published figures, not our measurements; see XS spreads.
Who each account suits
- Standard: most traders who want MT4 or MT5, no minimum and no commission.
- Cent: beginners and strategy testing with very small amounts; the balance is shown in cents.
- Micro: small real-money trading in 1,000-unit lots.
- Pro: $500+ traders wanting lower spreads without commission.
- Elite: raw spreads with commission, for active and EA traders.
Leverage models
Each account comes in EQ (equity-based; leverage falls as equity rises; MT5 only) and LT (lot-based; leverage falls as your open lots per instrument grow; not on Cent and Micro) versions. Details: XS leverage.
| Broker | Account types | Min deposit | Visit broker | ||||
|---|---|---|---|---|---|---|---|
 XMFeatured | 4.9/5Editorial rating | 3 types | $5 | ✗ | ✗ | 1.6 pips | Visit |
 XS.com | 4.1/5 | 5 types | No minimum | ✓ | ✓ | 1.1 pips | Visit |
 Titan FX | 3.7/5 | 3 types | No minimum | ✗ | ✓ | 1.2 pips | Visit |
 Exness | 4.2/5 | 5 types | Standard from about $10 | ✓ | ✓ | 0.8 pips | Visit |
 BigBoss | 3.2/5 | 4 types | No minimum deposit | ✗ | ✓ | 1.9 pips | Visit |
More on choosing: account types guide, cent account comparison.
Related
Account types at other brokers
Frequently asked questions
What's the cheapest XS account?
On XS's published averages, Elite (EUR/USD 0.1 plus $6 round-turn commission, about 0.7 pips in total) and Pro (0.7, no commission) cost about the same on EUR/USD. Both need $500. Standard averages 1.1 with no minimum.
Does XS have a cent account?
Yes. The Cent account is MT5-only, shows the balance in US cents (USC) and has no minimum deposit. Stop-out is 10%.
What do EQ and LT mean in XS account names?
They're the leverage models: EQ accounts use equity-based dynamic leverage (MT5 only) and LT accounts use lot-based dynamic leverage.
Which XS account suits a beginner?
Standard or Cent: both have no minimum deposit and no commission. Cent shows your balance in US cents and trades very small sizes, which makes it a low-cost way to learn with real money before moving up to Pro or Elite.