XS.com accepts bank transfer, Visa and Mastercard, Skrill, Neteller, online banking and local payment methods depending on your country. Cards and e-wallets credit instantly; international wires can take up to 5 business days (XS's funding table says 1–7 working days). Minimums are $20 by card, $15 by Skrill or Neteller and $300 by bank transfer. XS charges no deposit fees and doesn't accept third-party payments.
Deposit methods
From XS’s funding methods page:
| Method | Minimum | Maximum | Processing | Currencies |
|---|---|---|---|---|
| Bank transfer | $300 | Unlimited | 1–7 working days | EUR, USD, GBP |
| Visa / Mastercard | $20 | $25,000 | Instant | EUR, USD, GBP |
| Skrill | $15 | $15,000 or equivalent | Instant | EUR, USD, GBP |
| Neteller | $15 | $15,000 or equivalent | Instant | EUR, USD, GBP |
XS’s help centre adds online banking and local payment solutions based on your country of residence, and says all deposits are instant except international wires, which can take up to 5 business days. Local methods and their limits appear in the client portal; we couldn’t see them from public pages, so we can’t confirm options such as Korean bank transfers or crypto/USDT.
Fees
XS says it charges no internal deposit fees and covers its own payment-provider costs. Third-party banks or providers may still charge processing, conversion, network or intermediary fees.
Rules
- No third-party deposits. Money must come from your own account or card.
- Withdrawals go back the same way. XS requires withdrawals by the method you deposited with, so choose one you can receive funds on: XS withdrawals.
- Other currencies can be deposited; conversion may apply.
Account minimums
Standard, Cent and Micro accounts have no minimum deposit; Pro and Elite need $500; VIP needs $100,000. See XS account types.
| Broker | Min deposit | Withdrawal time | Visit broker | ||
|---|---|---|---|---|---|
 XMFeatured | 4.9/5Editorial rating | $5 | Processed instantly or same day | ✓ | Visit |
 XS.com | 4.1/5 | No minimum | Typically processed within 24 hours, including weekends | ✓ | Visit |
 Titan FX | 3.7/5 | No minimum | Normally processed automatically within 1 business day | ✓ | Visit |
 Exness | 4.2/5 | Standard from about $10 | Over 98% of withdrawals processed automatically | ✓ | Visit |
More on choosing a funding method: deposit methods guide.
Related
Deposit methods at other brokers
Frequently asked questions
What is the XS minimum deposit?
The Standard, Cent and Micro accounts have no minimum deposit. Methods have their own minimums: $20 by card, $15 by Skrill or Neteller and $300 by bank transfer. Pro and Elite accounts need $500.
Can I deposit crypto or USDT at XS?
XS's public funding page and help centre list bank transfer, cards, Skrill, Neteller, online banking and local methods; crypto isn't listed. Local options for your country appear in the client portal.
Does XS charge deposit fees?
No. XS says it doesn't charge internal fees for deposits and absorbs its own payment-provider fees. Your bank or provider may charge conversion or intermediary fees.