Bonuses

XS.com Withdrawal Guide: Methods, Processing Times and Fees

Updated 31 October 2026 · Written by Broker Atlas Broker Reviews Desk · Data checked by Broker Atlas Data Desk

Short answer

XS says withdrawals are typically processed within 24 hours, including at weekends, and that it charges no withdrawal fees (except up to 3% where there has been no trading activity or abuse). You must withdraw by the same method you deposited with. Minimums: $5 by card, $15 by Neteller, $50 by Skrill and $250 by bank transfer.

Times and fees

From XS’s help centre:

  • Processing: typically within 24 hours.
  • Weekends: requests are processed over the weekend.
  • Fees: XS charges no withdrawal fees. Its funding page adds that XS bears its own payment-provider costs, but may apply up to 3% where there has been no trading activity, or where it identifies abusive trading, fraud or another breach of the client agreement. Third-party banks and providers can charge their own conversion or intermediary fees.

How long the money then takes to arrive depends on the method; XS doesn’t publish arrival times per withdrawal method.

Limits by method

Method Minimum Maximum
Bank transfer $250 Unlimited
Visa / Mastercard $5 $25,000
Skrill $50 $15,000 or equivalent
Neteller $15 $2,500 or equivalent

XS also lists online banking and local payment solutions depending on your country; their limits appear in the client portal.

Rules to know

  • Same method only. XS says every withdrawal must use the method you deposited with. Choose a deposit method you can also receive money on.
  • No third parties. Third-party deposits aren’t allowed, and withdrawals go to your own method.
  • Open positions: allowed, as long as your free margin stays sufficient.
  • Currency conversion can change the amount you receive, which XS’s help centre lists as a reason the received amount differs from the request.

Why withdrawals get stuck

XS’s help centre has articles on pending and declined withdrawals. The reason it names as most common for declines is an incorrect or unsupported payment method. Others to check: unverified documents, insufficient free margin, and a payment method that’s no longer available (XS has a separate article on that). If a request stays pending beyond 24 hours, contact support with the request details and see our withdrawal refusal guide.

Offshore context

Clients on xs.com deal with XS Ltd, licensed in Seychelles. XS states it segregates client funds and carries Lloyd’s civil liability insurance, but a Seychelles licence isn’t EU- or UK-level protection. A small first withdrawal is the best check. See is XS safe? and fast-withdrawal brokers.

Withdrawal at other brokers

Frequently asked questions

How long do XS withdrawals take?

XS's help centre says withdrawals are typically processed within 24 hours, and that requests are processed over the weekend too. Arrival then depends on your bank or payment provider.

Does XS charge withdrawal fees?

No, according to its help centre. Its funding page adds that XS may charge up to 3% where there's been no trading activity or it finds abusive or fraudulent activity. Banks and payment providers may charge their own fees.

Can I withdraw to a different method at XS?

No. XS says all withdrawals must use the same payment method you deposited with.

Why was my XS withdrawal declined?

XS says one of the most common reasons is choosing an incorrect or unsupported payment method.