HFM's international clients choose from five accounts: Cent, Zero, Pro, Premium and InfinityX, plus a Top-up Bonus account in some countries. The minimum deposit starts at $0, leverage goes up to 2,000:1, and the Zero account pairs raw spreads from 0.0 pips with $6 per lot round trip on FX. Stop-out is 20% on every account.
HFM’s accounts at a glance
| Item | HFM (international clients) |
|---|---|
| Account line-up | Cent, Zero, Pro, Premium, InfinityX; Top-up Bonus account in some countries |
| Minimum deposit | $0; Cent has no minimum; Pro $100; InfinityX $500 |
| Raw-spread account | Zero: from 0.0 pips plus $3 per side ($6 round trip) on FX, $10 on gold |
| Spread-only account | Premium: EUR/USD around 1.4 pips on average |
| Maximum leverage | 2,000:1 (Top-up Bonus account capped at 1,000:1) |
| Margin call / stop-out | 50% / 20% |
| Platforms | MT4, MT5, HFM app |
The line-up comes from Compare Forex Brokers’ review of HFM’s offshore company and matches other recent reviews. The Zero commission is the figure given by tr-mate’s account comparison and other account guides. Spreads are typical figures reported by review sites, not an official HFM average. EU accounts follow EU retail rules, including leverage caps and no bonuses, so we don’t use them to describe HFM’s international accounts.
How the accounts differ
- Cent: balances shown in cents and small lot sizes, so you can trade live with a few dollars. A good first account for testing an EA or a strategy.
- Premium: HFM’s standard spread-only account. Costs sit in the spread, so they’re easy to read.
- Zero: raw spreads from 0.0 pips with a fixed commission. The cheapest choice for frequent traders.
- Pro: a second spread-only account, with a $100 minimum.
- InfinityX: the account with the highest entry point, $500.
- Top-up Bonus: where offered, the only account that receives HFM’s 20% deposit bonus; leverage is capped at 1,000:1.
Islamic (swap-free) versions are available, and HFcopy copy trading runs from the client area. Our account types guide explains each of these terms. HFM’s group licences are on is HFM safe?.
Which account suits whom
- Frequent traders and scalpers: Zero usually works out cheaper once volume is high, because the $6 commission is fixed while spread savings grow with every trade. The MT5 directory lists HFM as allowing scalping and hedging.
- Occasional or small traders: Cent or Premium keep costs simple to read.
- Bonus users: only the Top-up Bonus account receives the 20% bonus, so pick it at sign-up if the bonus matters. Details on HFM bonus.
Spread maths for HFM is on HFM spreads.
| Broker | Account types | Min deposit | Visit broker | ||
|---|---|---|---|---|---|
 XMFeatured | 4.9/5Editorial rating | 3 types | $5 | 1,000:1 | Visit |
 HFM | 4.1/5 | 5 types | $0 | 2,000:1 | Visit |
 Exness | 4.2/5 | 5 types | Standard from about $10 | 2,000:1 | Visit |
 Vantage | 4.3/5 | 3 types | $50 | Unlimited | Visit |
 XS.com | 4.1/5 | 5 types | No minimum | 2,000:1 | Visit |
More account line-ups: Exness account types, XS account types.
Related
Account types at other brokers
Frequently asked questions
What account types does HFM offer?
Five for international clients: Cent, Zero, Pro, Premium and InfinityX, according to recent reviews of HFM's offshore company. Some countries also get a Top-up Bonus account that carries HFM's 20% deposit bonus.
What is HFM's minimum deposit?
$0, as listed in the MetaTrader 5 broker directory; the Cent account has no minimum. The InfinityX account needs $500.
Which platforms does HFM support?
MT4, MT5 and HFM's own app, according to the MetaTrader 5 broker directory.
Do EU account terms apply to international HFM clients?
No. HFM's EU company follows EU retail rules, such as leverage caps and no bonuses. International clients deal with a different group company, with the higher leverage and the bonus account described here.