- Max leverage
- 2,000:1
- Min deposit
- $0
- Bonus
- 20% deposit bonus
HFM vs Titan FX: Which Broker Is Better?
Short answer
Both allow scalping and EAs, go up to 2000:1 and protect against negative balances. Pick Titan FX for one named company (Titan FX Limited, Vanuatu FSC 40313), a cheaper spread-only account (EUR/USD around 1.2 pips) and withdrawals usually processed within one business day. Pick HFM for a 20% deposit bonus, a Cent account, swap-free accounts and a group with FCA, CySEC, FSCA, Seychelles FSA and CMA licences.
- Max leverage
- 2,000:1
- Min deposit
- No minimum
- Bonus
- None
Comparison table
| Feature |  HFM |  Titan FX |
|---|---|---|
| Max leverage | 2,000:1 | 2,000:1 |
| Min deposit | $0 | No minimum |
| Bonus | 20% top-up bonus on every deposit up to $5,000 | No deposit or sign-up bonus |
| Account types | 5 types | 3 types |
| Platforms | MT4 / MT5 / HFM App | MT4 / MT5 / WebTrader |
| Licence | CySEC 183/12, FCA 801701, FSCA 46632, FSA SD015, CMA 155 | Vanuatu FSC |
| Bonus offered | ✓ | ✗ |
| No-deposit bonus | None | None |
| Deposit bonus | 20% top-up on every deposit, up to $5,000 | None |
| Negative balance protection | ✓ | ✓ |
| Stop-out level | 20% | 20% |
| USD/JPY spread | 2.7 pips | 1.33 pips |
| EUR/USD spread | 1.4 pips | 1.2 pips |
| EUR/USD spread (low-spread account, no commission) | 0.9 pips | No such account |
| Gold spread | 38 pips | 22.3 pips |
| USD/JPY spread (raw account) | 0.1 pips | 0.33 pips |
| EUR/USD spread (raw account) | 0 pips | 0.2 pips |
| Commission (per lot, round turn) | 6 | 7 |
| Withdrawal time | E-wallets instant, crypto within 24 hours | Normally processed automatically within 1 business day |
| Deposit & withdrawal methods | Bank wire, cards | International bank transfer, cards |
| ECN account | ✓ | ✓ |
| Cent account | ✓ | ✗ |
| Scalping allowed | ✓ | ✓ |
| EAs allowed | ✓ | ✓ |
| Copy trading | ✓ | ✓ |
| Swap-free | ✓ | ✗ |
| Crypto CFDs | ✓ | ✓ |
| Stock CFDs | ✓ | ✓ |
| Local-language support | ✓ | ✓ |
| Rebates and loyalty | HFM Loyalty Program | No standing programme |
The short answer
For active traders this is close. Titan FX is the leaner, single-company option with slightly cheaper spread-only pricing; HFM adds a bonus, a Cent account and swap-free trading and has the bigger group behind it.
1. Licences
Titan FX Limited: Vanuatu FSC, registration 40313. HFM group: CySEC 183/12, FCA 801701, FSCA 46632, Seychelles FSA SD015, CMA 155; international clients deal with an offshore group company named in the client agreement. A UK or EU licence in the group doesn’t extend FCA or CySEC protection to an offshore account. Licence guide.
2. Trading conditions
| Item | Titan FX |
HFM |
|---|---|---|
| Accounts | Zero Standard, Zero Blade, Zero Micro | Cent, Premium, Pro, Zero, InfinityX |
| Maximum leverage | 2000:1 (Zero Micro); 1000:1 (Standard, Blade) | 2000:1; reduced around major news |
| EUR/USD, spread-only (average) | about 1.2 pips | about 1.4 pips |
| Raw account | Blade: about 0.2 pips + $7 ($3.5 per side) | Zero: 0.0 pips + $6 |
| Minimum deposit | None (Zero Micro) | $0 |
| Bonus | None | 20% per deposit, up to $5,000 |
| Swap-free | No | Yes |
| Stop-out | 20% | 20% |
Spreads are typical review-site figures, not official averages. Both allow scalping, hedging and EAs. See scalping brokers.
3. Withdrawals
Titan FX: normally processed within one business day, bank transfers 2–3 business days, no fee unless the account never traded. HFM: e-wallets instantly, crypto within 24 hours, bank wires and cards 2–10 business days, no HFM fee.
Verdict
- Scalper or EA user who wants one named company: Titan FX
- Wants a bonus, a Cent account or swap-free trading: HFM
- Values a group with UK and EU licences: HFM, after checking which company serves you
Frequently asked questions
Which is better for scalping?
Both allow scalping and EAs. On raw accounts they're close: Titan FX Blade at about 0.2 pips plus $7 round trip, HFM Zero at 0.0 pips plus $6. HFM restricts leverage around major news, which matters for news scalpers.
Which is better regulated?
HFM's group includes FCA and CySEC companies, but those serve UK and EU clients; international clients deal with an offshore group company. Titan FX Limited, registered with the Vanuatu FSC, is the company that serves international clients.
Which has a bonus?
HFM: 20% on every deposit, up to $5,000, on its Top-up Bonus account. Titan FX has no deposit or sign-up bonus.
Which has negative balance protection?
Both. Titan FX lists 'no margin calls' as a feature of all three of its accounts, and the MetaTrader 5 broker directory lists negative balance protection for HFM.
